Hospital financial assistance at Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake
Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake in Crystal Lake, Illinois is a licensed Illinois hospital, so 210 ILCS 89, Hospital Uninsured Patient Discount Act governs what it can charge patients who cannot afford the bill. Below 200% of the Federal Poverty Level the bill must be written off in full.
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What we know about this hospital
- Hospital
- Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake
- City
- Crystal Lake, IL
- County
- Mc Henry
- Phone
- (792) 220-5500Main line — ask for financial assistance or billing
All licensed hospitals in Illinois
These are the statutory minimums that apply to Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake. The hospital's own written policy can be more generous, never less.
Up to 200% of the Federal Poverty Level
Bill written off in full
210 ILCS 89
200%–600% of the Federal Poverty Level
Monthly payments capped at 25% of monthly household income
210 ILCS 89
Income limit for a full write-off (2026 guidelines)
- Household of 1
- $31,920
- Household of 2
- $43,280
- Household of 3
- $54,640
- Household of 4
- $66,000
- Household of 5
- $77,360
- Household of 6+
- $88,720
Common questions
Does Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake offer financial assistance for hospital bills?
Yes. Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake in Crystal Lake, Illinois is covered by 210 ILCS 89, Hospital Uninsured Patient Discount Act, which requires licensed Illinois hospitals to reduce or write off bills for patients below set income levels. You can reach the hospital on (792) 220-5500 (main hospital line — ask for the financial assistance or billing office).
What income qualifies for free care at Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake?
Income up to 200% of the Federal Poverty Level qualifies for a full write-off under 210 ILCS 89, Hospital Uninsured Patient Discount Act. On the 2026 federal poverty guidelines that is roughly $31,920 a year for one person and $66,000 a year for a household of four.
What discount can I get at Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake if I earn more than that?
Up to 200% of the Federal Poverty Level: bill written off in full. 200%–600% of the Federal Poverty Level: monthly payments capped at 25% of monthly household income. These are the statutory minimums under 210 ILCS 89, Hospital Uninsured Patient Discount Act; Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake may have a more generous written policy.
How do I apply for financial assistance at Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake?
Ask Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake's financial assistance or billing office for its financial assistance application, by phone on (792) 220-5500, and put your request in writing. Run the free Brightbill check first so you know which income band 210 ILCS 89, Hospital Uninsured Patient Discount Act puts you in before you call.
Is the check for Mercy Crystal Lake Hospital and Medical Center, Inc - DBA Mercyhealth Hosp & Physician Clinic - Crystal Lake bills free?
Yes. The eligibility check is free and anonymous — no account, no sign-in, and no name, hospital records, bill number or contact details. The optional $19 Action Kit adds a saved result, checklist, call script, drafted letter and the state regulator's contact details.
Other Illinois hospitals
- Mercy Harvard Hospital, Inc. — Harvard
- Northwestern Medicine - Huntley — Huntley
- Northwestern Medicine - Woodstock — Woodstock
- Northwestern Medicine McHenry, Woodstock, Huntley Hospital — Mchenry
- Northwestern Medicine-McHenry — Mchenry
- Adventist Bolingbrook Hospital - DBA UChicago Medicine AdventHealth Bolingbrook — Bolingbrook
Takes about two minutes.
Legal basis: 210 ILCS 89, Hospital Uninsured Patient Discount Act — requires licensed Illinois hospitals to offer charity care and discount payment to eligible patients.
This is an estimate, not legal advice. Each hospital's financial assistance office makes the final decision. Terms.