BrightBill

Hospital financial assistance at Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin

Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin in Elgin, Illinois is a licensed Illinois hospital, so 210 ILCS 89, Hospital Uninsured Patient Discount Act governs what it can charge patients who cannot afford the bill. Below 200% of the Federal Poverty Level the bill must be written off in full.

Check my Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin bill

Free and anonymous — this hospital is pre-selected for you.

What we know about this hospital

Hospital
Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin
City
Elgin, IL
County
Kane
Phone
(847) 695-3200Main line — ask for financial assistance or billing

All licensed hospitals in Illinois

These are the statutory minimums that apply to Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin. The hospital's own written policy can be more generous, never less.

  • Up to 200% of the Federal Poverty Level

    Bill written off in full

    210 ILCS 89

  • 200%–600% of the Federal Poverty Level

    Monthly payments capped at 25% of monthly household income

    210 ILCS 89

Income limit for a full write-off (2026 guidelines)

Household of 1
$31,920
Household of 2
$43,280
Household of 3
$54,640
Household of 4
$66,000
Household of 5
$77,360
Household of 6+
$88,720

Common questions

Does Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin offer financial assistance for hospital bills?

Yes. Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin in Elgin, Illinois is covered by 210 ILCS 89, Hospital Uninsured Patient Discount Act, which requires licensed Illinois hospitals to reduce or write off bills for patients below set income levels. You can reach the hospital on (847) 695-3200 (main hospital line — ask for the financial assistance or billing office).

What income qualifies for free care at Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin?

Income up to 200% of the Federal Poverty Level qualifies for a full write-off under 210 ILCS 89, Hospital Uninsured Patient Discount Act. On the 2026 federal poverty guidelines that is roughly $31,920 a year for one person and $66,000 a year for a household of four.

What discount can I get at Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin if I earn more than that?

Up to 200% of the Federal Poverty Level: bill written off in full. 200%–600% of the Federal Poverty Level: monthly payments capped at 25% of monthly household income. These are the statutory minimums under 210 ILCS 89, Hospital Uninsured Patient Discount Act; Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin may have a more generous written policy.

How do I apply for financial assistance at Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin?

Ask Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin's financial assistance or billing office for its financial assistance application, by phone on (847) 695-3200, and put your request in writing. Run the free Brightbill check first so you know which income band 210 ILCS 89, Hospital Uninsured Patient Discount Act puts you in before you call.

Is the check for Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin bills free?

Yes. The eligibility check is free and anonymous — no account, no sign-in, and no name, hospital records, bill number or contact details. The optional $19 Action Kit adds a saved result, checklist, call script, drafted letter and the state regulator's contact details.

Other Illinois hospitals

See the full Illinois charity-care rules

Check my Saint Joseph Hospital-Elgin,LLC - DBA Saint Joseph Hospital-Elgin bill

Takes about two minutes.

§

Legal basis: 210 ILCS 89, Hospital Uninsured Patient Discount Act — requires licensed Illinois hospitals to offer charity care and discount payment to eligible patients.

This is an estimate, not legal advice. Each hospital's financial assistance office makes the final decision. Terms.