Hospital financial assistance at Cooper University Hospital
Cooper University Hospital in Camden, New Jersey is a licensed New Jersey hospital, so N.J.A.C. 10:52-11.1 et seq., Charity Care Program governs what it can charge patients who cannot afford the bill. Below 200% of the Federal Poverty Level the bill must be written off in full.
Free and anonymous — this hospital is pre-selected for you.
What we know about this hospital
- Hospital
- Cooper University Hospital
- City
- Camden, NJ
- County
- Camden
- Phone
- (856) 342-2000Main line — ask for financial assistance or billing
All licensed hospitals in New Jersey
These are the statutory minimums that apply to Cooper University Hospital. The hospital's own written policy can be more generous, never less.
Up to 200% of the Federal Poverty Level
Bill written off in full
New Jersey Charity Care — free care. Applies to New Jersey acute-care hospitals under the state Charity Care program.
N.J.A.C. 10:52-11.8
200%–225% of the Federal Poverty Level
At least 80% off the bill
New Jersey Charity Care — 80% discount; the patient is responsible for no more than 20% of the bill.
N.J.A.C. 10:52-11.8
200%–300% of the Federal Poverty Level
Hardship route: bills above 30% of household income
Medical hardship: for applicants in the 200-300% FPL band, if qualified out-of-pocket medical expenses at this hospital exceed 30% of gross annual income, the amount above that 30% threshold is covered at 100%.
N.J.A.C. 10:52-11.8(d)
225%–250% of the Federal Poverty Level
At least 60% off the bill
New Jersey Charity Care — 60% discount; the patient is responsible for no more than 40% of the bill.
N.J.A.C. 10:52-11.8
250%–275% of the Federal Poverty Level
At least 40% off the bill
New Jersey Charity Care — 40% discount; the patient is responsible for no more than 60% of the bill.
N.J.A.C. 10:52-11.8
275%–300% of the Federal Poverty Level
At least 20% off the bill
New Jersey Charity Care — 20% discount; the patient is responsible for no more than 80% of the bill.
N.J.A.C. 10:52-11.8
Income limit for a full write-off (2026 guidelines)
- Household of 1
- $31,920
- Household of 2
- $43,280
- Household of 3
- $54,640
- Household of 4
- $66,000
- Household of 5
- $77,360
- Household of 6+
- $88,720
Common questions
Does Cooper University Hospital offer financial assistance for hospital bills?
Yes. Cooper University Hospital in Camden, New Jersey is covered by N.J.A.C. 10:52-11.1 et seq., Charity Care Program, which requires licensed New Jersey hospitals to reduce or write off bills for patients below set income levels. You can reach the hospital on (856) 342-2000 (main hospital line — ask for the financial assistance or billing office).
What income qualifies for free care at Cooper University Hospital?
Income up to 200% of the Federal Poverty Level qualifies for a full write-off under N.J.A.C. 10:52-11.1 et seq., Charity Care Program. On the 2026 federal poverty guidelines that is roughly $31,920 a year for one person and $66,000 a year for a household of four.
What discount can I get at Cooper University Hospital if I earn more than that?
Up to 200% of the Federal Poverty Level: bill written off in full. 200%–225% of the Federal Poverty Level: at least 80% off the bill. 200%–300% of the Federal Poverty Level: hardship route: bills above 30% of household income. 225%–250% of the Federal Poverty Level: at least 60% off the bill. 250%–275% of the Federal Poverty Level: at least 40% off the bill. 275%–300% of the Federal Poverty Level: at least 20% off the bill. These are the statutory minimums under N.J.A.C. 10:52-11.1 et seq., Charity Care Program; Cooper University Hospital may have a more generous written policy.
How do I apply for financial assistance at Cooper University Hospital?
Ask Cooper University Hospital's financial assistance or billing office for its financial assistance application, by phone on (856) 342-2000, and put your request in writing. Run the free Brightbill check first so you know which income band N.J.A.C. 10:52-11.1 et seq., Charity Care Program puts you in before you call.
Is the check for Cooper University Hospital bills free?
Yes. The eligibility check is free and anonymous — no account, no sign-in, and no name, hospital records, bill number or contact details. The optional $19 Action Kit adds a saved result, checklist, call script, drafted letter and the state regulator's contact details.
Other New Jersey hospitals
Takes about two minutes.
Legal basis: N.J.A.C. 10:52-11.1 et seq., Charity Care Program — requires licensed New Jersey hospitals to offer charity care and discount payment to eligible patients.
This is an estimate, not legal advice. Each hospital's financial assistance office makes the final decision. Terms.